I’ve discussed the 4% withdrawal rule, the safe withdrawal rate (SWR), a couple of times already; in my post on how much does it take to retire and the one on how to actually use the 4% rule. Great, we’re all prepared for a safe and happy retirement. But wouldn’t Read more…
In a previous post on dividend investing I mentioned why I choose to invest in dividend stocks. Its simply because of the higher long term compounded returns (see here for details). Today I’ll discuss another reason to own dividend paying stocks – they protect your portfolio during bear markets.. Or, Read more…
Yesterday’s post got me thinking about inflation. As I said yesterday, “For me, the real risk of bonds is not providing adequate returns to keep up with inflation and taxes over long periods of time, a risk that is rarely talked about.” Inflation is direct reduction to your investment returns Read more…
If you’ve been keeping up with the market and investment news you probably couldn’t help but notice all the commentary about the possible bond market bubble. See here for an example. The Siegel article in the WSJ is probably the most high profile piece on this topic yet. The argument Read more…
We all love to bash the ole 9 to 5, the salt mines, the slog but work does provide several human needs that I think are often taken for granted. If taken for granted when thinking of retirement, the loss of work can create a vacuum in retirement that can Read more…
Short post for this Saturday evening. Florida Gators are playing Kentucky as I type! Gotta get back to the game. I love dividends. I worked in the technology industry for 20+ years. But that’s about where the relationship normally ends between dividends and technology stocks. Tech stocks are growth stocks Read more…
I haven’t gotten around to discussing owning individual stocks vs mutual funds vs ETFs but I saw an article today that I wanted to discuss briefly with regard to MLPs. There have been several ETFs launched recently to track the performance of the MLP sector or the Alerian MLP Index Read more…
In a previous post (here) I addressed how much you need in assets to retire and how much you can safely withdraw per year to make sure that amount lasts you as long as your retirement lasts. That number, the safe withdrawal rate (SWR), I said was 4% for a Read more…
As promised in my last post, I want to address the concern that MLPs at today’s prices may be overvalued. There is no doubt that investing in MLPs has received increasing attention this year. This has been true of all income investments particularly bonds in the face of such low Read more…
MLPs, or master limited partnerships, are a type of company structure that was created by an act of congress in 1986 to encourage investment in the natural resource and energy sector. They are income pass-through entities, i.e. they pay no corporate tax and pass most of their profit on to Read more…
I mentioned in a previous post on my macro investment outlook of another lost decade for stocks, i.e. that 10 yrs from now the S&P 500 would be at the same level it is today. This investment outlook is based on my thoughts for overall economic growth, which drives profit Read more…