Higher retirement spending by staying flexible

In earlier posts I’ve covered how much it takes to retire, the safe withdrawal rate (SWR), and one method of increasing the safe withdrawal rate. Today I wanted to cover the method I use to increase my SWR significantly without taking on any more risk. Sounds exciting huh? Well, maybe […]

Risk management for retirement portfolios

I’ve been thinking a lot about risk management lately. A retiree faces a lot of risks but not the ones that are usually talked about. The biggest two, in my opinion, are suffering a very large portfolio decline and retirement income not keeping up with inflation and taxes. This is […]

My personal portfolio

Today I finally wanted to get to discussing my investment portfolio and some of the reasons behind my allocation decisions. I think its better to see actual ideas being implemented rather than just talk about generalities. Lets get right to it then. You can see the bulk of my portfolio […]

The gov’t is waging war on your savings

I wanted to talk about saving money tonight. Specifically, how the government is waging a war on your ability to save money and build wealth. Most people first start to save by building up short term savings, a rainy day fund, emergency fund, etc… Currently, the gov’t is making this […]

Tech stock dividends: Microsoft

One week ago I posted about tech stock dividends and that tech stocks may become great dividend stocks in the future. Well, its one week later, the Gators are playing again (this time vs Bama, god help us) and its time to revisit tech stock dividends again. My conclusion in […]