DonateIf the information I provide on the blog is useful to you and has been helpful, feel free to tip the beer fund!! I love me some fine craft beer...
Subscribe to Blog via Email
Follow me on TwitterMy Tweets
- Full Disclaimer - Nothing on this site should ever be considered advice, research or the invitation to buy or sell securities. These are my personal opinions only.
Tag Archives: Efficient Market
Warning, this is a somewhat geeky technical post! Besides accumulating more wealth by working longer there is one very direct way to increase your income in retirement. Beat the market’s return. Higher returns will lead to higher SWRs (safe withdrawal rates) for the most part. (The other way to increase retirement income is to reduce volatility). Of course, most would say that this is not possible over the long term. The market is efficient etc… Thus, most of the standard retirement asset allocation models that give us the 4% rule are based on a a market index of stocks, usually the SP500 … Continue reading