We are living through the greatest test of the 4% safe withdrawal rate in history. Sounds like a big overarching statement but that’s what the data tells me. A little over a year ago I questioned whether or not the year 2000 retiree would be the first to destroy the […]
Over the past year or so I’ve received many comments from readers that it is a bit difficult to find items on the blog, especially for new readers. The search function, categories, and tags are meant to help this but they don’t do a good job of providing an overview […]
The safe withdrawal rate (SWR) that I’ve discussed in several posts (here, here, here) is a great tool to use for retirement planning and once in retirement. I’ve presented a range of SWRs from the super conservative 4% that has worked 100% of the time to the slightly more aggressive […]
In earlier posts I’ve covered how much it takes to retire, the safe withdrawal rate (SWR), and one method of increasing the safe withdrawal rate. Today I wanted to cover the method I use to increase my SWR significantly without taking on any more risk. Sounds exciting huh? Well, maybe […]
The primary theme of this blog is how to live off your retirement assets. But first one needs to accumulate enough assets to retire. So, for my inaugural post, I’ll address how to determine how much you need to retire. This can be quite a complex topic which I’ll come […]